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Lenders typically like to see on-time payments to show that youre likely to repay your new loan on time. They might also look into how much debt you currently have to see if adding on anymore would be overly burdensome for you to keep up with. Do all lenders perform a credit check. In some cases, lenders may not perform a credit check at all. This is especially true for payday loans and short-term installment loans.
Instead of checking your credit, they emphasize your income verification. Credit checks can adcb personal loan top up an important part of the loan application process, but not always. It really depends on your lender and the type of loan you need. Fees.
Submit application online. Apply online using our simple application form. On average, it takes most applicants 4 minutes to complete the application.
Get conditionally approved. Based on the personal details you provide us, we will determine if one of our Personal Loans is suitable for you, subject to a final assessment.
Supply supporting documentation. Unlike traditional lenders, we do not require you to get us copies of bank statements, pay slips and other time consuming documents. We utilize the latest and safest banking technology that will obtain 90 days of bank statements online in seconds. We assess your situation.