The APR on a small dollar, short term loan represents the amount of your loan, cost of the loan, term of the loan and repayment amounts and timing. Loans on the lower end of the APR range may be for a larger loan amount and for a longer term. Loans on the higher end of the APR range may be places like advance cash a smaller loan amount and for a shorter term.
Depending on your credit needs and desire to pay your loan off quickly, your lender may only offer you loans with an APR near the high end of the range noted above. This is an expensive form of credit. A short term loan should be used for short term financial needs only, not as a long term financial solution. Customers with credit difficulties should seek places like advance cash counseling or meet with a nonprofit financial counseling service in their community.
Consumer Notice: We remind that payday places like advance cash and online personal loans for small dollar amounts are not a long term financial solution. These credit options imply relatively high interest rates and become a very costly solution if used improperly. Consumers that seek funds for longer terms or debt relief should consult credit advisor prior to making credit decisions of taking a short term or an online personal loan for small dollar amount.
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By consenting to the terms and conditions outlined in Swift Loans Australia Pty Ltds Privacy Consents and Electronic Authorisation, you agree for the company to collect, use and disclose personal information about you. The information that you provide may be used for the purpose of providing you with a loan, for marketing purposes, or in conjunction with our affiliates and or places like advance cash partners. Should you wish to gain access to this information for any reason, please contact Swift Loans Australia Pty Ltd.
Should you wish to not receive any marketing or promotional material, please also contact Swift Loans Australia and they will remove your details from marketing distribution. By consenting to this policy, you agree that Swift Loans Australia Pty Ltd and their associates may undertake any of the following at any time: Privacy Consents. Assess an application for credit by you by seeking and using Credit Information about you.
Request and use information about your current and previous employment history in order to assess your application for consumer credit.
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